While the RBI's guidelines aim to streamline the loan closure process, borrowers must remain proactive.
Section 19(4) of the RERA Act entitles allottees to a refund if the developer doesn't comply with the terms of the sale agreement.
If you disagree with the notice, be ready to explain.
The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
'You may opt for a longer minimum guaranteed tenure of 12-18 months. This will ensure that in a rising rental scenario, the landlord doesn't serve you a notice and ask you to vacate the property.'
If you have not yet filed an ITR for the 2022-2023 financial year, you can file a belated return.
Employees who benefit from rent-free accommodation should pay heed to these new regulations, especially if they are in the higher salary brackets.
Through a revised return, you can make changes to your ITR and even end up paying lower tax.
Missing the deadline for filing Income Tax returns can lead to consequences.
Keep track of your foreign remittances to avoid giving incorrect declarations as these could be held against you.
Failure to disclose any income can lead to penalties and legal issues.
Non-compliance can also result in legal complications and disputes with the tax authorities.
Balanced advantage funds have the potential to earn superior risk-adjusted returns for the investor and offer a smoother investment journey.
It is important to have the necessary documents on hand to verify the information in the form.
Many senior citizens fail to disclose certain incomes like interest, commissions, or dividends in their ITRs.
Penalties for non-disclosure or inaccurate disclosure of these details can be severe.
'Don't wait until the last minute. Instead, cultivate the habit of monitoring your Form 26AS throughout the year.'
If you have any grievances or disputes regarding the demand stated in the notice, consider seeking professional help.
Only a small percentage of passengers who traveled on the trains involved in the June 2, 2023 accident in Odisha had availed of travel accident insurance while booking their tickets online on the IRCTC portal.
'If something unfortunate happens to an earning member, the family loses the crucial income which would have gone towards paying off debts, meeting the cost of children's higher education, or towards the upkeep of elderly parents.'
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